Our Bank, which, with respect to any project, displays attention and care for its customers, distinguishes and values its customers, who diligently perform their obligations undertaken as against the Bank. The purpose of the project known as “ Special offer for customers with positive credit history” is the determination of such customers and providing such persons with extra benefits. When we say “ a Bank’s customer with positive credit history” we mean such customers who have no or very few delays with respect to making the payments in accordance with repayment schedules applicable to loan or loans received from the Bank at an earlier time. Customers with positive credit history may be entitled to the following benefits:
- Loan or a credit line in the amount of up to 150% of the previous largest loan(s) or a credit line(s);
For example, a customer who before received from the Bank a loan within the “Furniture Loans” project and has a positive credit history, next time will have a chance to get from the Bank a loan of up to 150% of the stated amount, i.e. in the amount of up to USD 1200!
- Decreasing the required prepayment level by 10 points in comparison with any rate generally applicable under the terms of the relevant project;
For example, where for the “Car Loan” project the prepayment level is 25%, a customer with positive credit history will have a chance to have his prepayment at the level of 20%!
- Interest rate on the loan or a credit line will be reduced by 2 points in comparison with any rate generally applicable under the terms of the relevant project;
For example, where for the “Furniture Loan” project the interest rate is 30%, a customer with positive credit history will have a chance to enjoy 28% interest rate!
- Where a positive credit history is being established upon car loan, a customer will have a chance to get a loan or a credit line of up to USD 750 with respect to any category of financing.
Additional information:
Please send us your queries related to this service or approach any branch or office of the Bank.
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